Terms and conditions

As a participant in the Referral Program, you agree to use Kabayan service to promote the Referral Program in the manner specified by these terms, thereby acting as the Referrer (“Referrer”).

The Referrer (“Referee”) shall receive a reward (“Reward”) when they meet the invitation goals set, and each Referee to Kabayan meets all the following conditions (“Valid Referral”):

1. Referee registers with Kabayan service.
2. Referee accesses Kabayan service directly from Referrer’s referral method (e.g., clicking on the unique link in the invitation e-mail sent by the Referrer) and completes the initial registration through that link.
3. Referee successfully uses Kabayan service to transfer money to a person in the Philippines other than the Referrer in a manner that is compliant with our user agreement; with a minimum transfer amount of £100GBP or C$150.
4. Referee’s money transfer transaction is completed and not cancelled (either by Referee or by Kabayan).

The Reward may change from time to time at Kabayan’s discretion; however, Valid Referrals completed before the change of the Reward will be honoured.

Subsequent registrations and or money transfers with Kabayan by the Referee do not qualify as Valid Referrals. Money transfers initiated by the Referee after his or her first successful money transfer with Kabayan, or to a Referee who is a previous user of Kabayan’s service, do not qualify as Valid Referrals. Kabayan reserves the right to void any referral or payment of any Rewards that: (i) appears to be fraudulent; (ii) appears to have been created as a result of a fraudulent transaction; or (iii) that violates the terms of our User Agreement.

Kabayan reserves the right to limit the number of individuals per household eligible for this Reward, to one person per household. Any attempt by a Referrer to abuse this Referral Program by using multiple/different identities, registrations, logins, and/or any other methods, will void and disqualify the Referrer from receiving the Reward in Kabayan’s sole discretion.

In no event shall Kabayan be liable to you or any third party for any damages of any kind arising from your participation in the referral program, including but not limited to special, indirect, incidental, punitive and/or consequential damages, even if we have been advised of the possibility of such damages. Kabayan’s maximum aggregate liability to the referrer and any third party under any and all circumstances shall be the then-current GBP value of one (1) reward. Referrer recognizes and acknowledges that this limitation of damages is fair and reasonable.

We reserve the right to amend or terminate the Referral Program at any time without notice. Resolution of all questions or disputes regarding eligibility for the Referral Program, earnings of rewards, or your compliance with the terms and conditions of this Agreement shall be subject to our reasonable interpretation.

We expressly reserve the right to close the account(s) or void the Rewards of any Referring Customer and Referee if either party attempts to use the Referral Program in a questionable manner or referral link in breach of these Terms and Conditions, the User Agreement, or in violation of any law, statute or governmental regulation. Users may not participate in the Referral Program where doing so would be prohibited by any applicable law, statute or regulations.