{"id":3598,"date":"2024-07-09T12:34:54","date_gmt":"2024-07-09T11:34:54","guid":{"rendered":"https:\/\/kabayanremit.com\/blog\/?p=3598"},"modified":"2024-07-09T12:34:54","modified_gmt":"2024-07-09T11:34:54","slug":"ofw-pabahay-program-faqs","status":"publish","type":"post","link":"https:\/\/kabayanremit.com\/blog\/finance\/ofw-pabahay-program-faqs\/","title":{"rendered":"10 frequently asked questions about the OFW Pabahay Program"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720194528285\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">To have a home that is truly theirs\u2014this is the dream of many overseas Filipino workers (OFWs) giving their best abroad. <\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720193956723\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">But when it comes to housing, prices can keep homeownership far from an OFW\u2019s reach.\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443895647\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Luckily, there is the <\/span><span style=\"font-weight: 400;\">OFW Pabahay Program<\/span><span style=\"font-weight: 400;\">, more formally known as the Tahanan ng Bagong Bayani Program or TBB. Run by the Philippine <a href=\"https:\/\/nha.gov.ph\/\" target=\"_blank\" rel=\"noopener\">National Housing Authority (NHA)<\/a> and the <a href=\"https:\/\/www.dole.gov.ph\/?fbclid=IwZXh0bgNhZW0CMTAAAR1PmIWttxATB9Lj-TtCdJO0FKdeZAoSx8BmG8fUePOakw3ft6gyC3BhIig_aem_AUZ44P-4wFVfs_zcFvt8sk8oY9Q9XsOiW5a7ivqhLdgYETgyQmntvW1wXwba1kQtj1QdaTEaEqsV6puhk-WlrEm_\" target=\"_blank\" rel=\"noopener\">Department of Labour and Employment (DOLE)<\/a>, TBB provides OFWs and government employees with of affordable homes located in planned communities throughout the archipelago.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720194111354\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">If you would like to learn more about the TBB program and how to apply for a home, click <a href=\"https:\/\/kabayanremit.com\/blog\/finance\/what-ofw-pabahay-program\/\">here<\/a>.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720194047820\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">For those who are familiar with the TBB program but still have some questions, this guide is for you.\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >1) What if I am an OFW who is still based abroad?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720447235129\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing an OFW\" title=\"What if I am an OFW who is still based abroad\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_1-What-if-I-am-an-OFW-who-is-still-based-abroad--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720442811818\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">An OFW who is still abroad at the time of their application can assign a trusted relative in the Philippines to process their documents, provided that the OFW has granted this relative Special Power of Attorney (SPA). <\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720442821784\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>When the relative submits the OFW\u2019s application for the OFW Pabahay Program or TBB, they must show a notarised SPA document that specifies what tasks they will complete on behalf of the OFW.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >2) What if I am the only person who can complete the requirements for my OFW Pabahay Program application?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446842690\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing an OFW looking to complete his TBB application\" title=\"What if I am the only person who can complete the requirements for my TBB application\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_2-What-if-I-am-the-only-person-who-can-complete-the-requirements-for-my-OFW-Pabahay-Program-application--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720442863316\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>You can still gather your documents while you are abroad. Then, proceed to the Philippine embassy nearest your host country to get an apostille or authentication Certificate for these papers.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720442881648\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Learn more about the Department of Foreign Affairs (DFA) apostille process <\/span><a href=\"https:\/\/www.apostille.gov.ph\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720442915522\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">To apply for the TBB program or an NHA loan, visit the official website of the <\/span><a href=\"https:\/\/gehp.nha.gov.ph\/about.php\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Government Employees Housing Program (GEHP)<\/span><\/a><span style=\"font-weight: 400;\"> or the <\/span><a href=\"https:\/\/www.pagibigfundservices.com\/virtualpagibig\/Default.aspx\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Virtual Pag-IBIG platform<\/span><\/a><span style=\"font-weight: 400;\">, respectively.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >3) I am a former OFW. Do I still qualify for the OFW Pabahay Program?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446855885\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration of a former OFW and his family\" title=\"I am a former OFW. Do I still qualify for the TBB Program\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_3-I-am-a-former-OFW.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443016781\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Yes, former OFWs can still apply for a home under the TBB program if they can provide the required documents and meet the program\u2019s eligibility criteria.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443026313\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">To qualify for the TBB program, you must:<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443037711\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be 65 or younger when you apply<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be at most 70 when your loan matures<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have an updated NHA account (if applicable)<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443047581\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Former OFWs applying for the TBB program must provide the following documents:<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443070520\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An accomplished Application to Purchase House and Lot Form from the GEHP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof that they worked abroad (e.g., an <\/span><a href=\"https:\/\/kabayanremit.com\/blog\/travel\/how-to-be-ofw-process\/\"><span style=\"font-weight: 400;\">Overseas Employment Certificate<\/span><\/a><span style=\"font-weight: 400;\"> or OEC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Two (2) valid government-issued identification cards<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Their birth certificate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of marriage or separation (if applicable)<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >4) I am a direct hire without an OEC. Do I still qualify for the OFW Pabahay Program?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446871220\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration of a house under the OFW Pabahay Program\" title=\"I am a direct hire without an OEC. Do I still qualify for the OFW Pabahay Program\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2-300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2-1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2-768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2-1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-copy-2-2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443159376\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The TBB program requires all OFW applicants to present an OEC with their application. If you do not have one, contact the Philippine Overseas Labour Office (POLO) nearest you. You may also approach the <\/span><a href=\"https:\/\/dmw.gov.ph\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Department of Migrant Workers (DMW)<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >5) When will I get my home from the OFW Pabahay Program?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720447151359\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing a direct-hire OFW\" title=\"I am a direct hire without an OEC. Do I still qualify for the OFW Pabahay Program\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_4-I-am-a-direct-hire-without-an-OEC.-Do-I-still-qualify-for-the-OFW-Pabahay-Program--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443223408\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">After submitting their application, a qualified OFW will receive a <\/span><b>Notice of Allocation<\/b><span style=\"font-weight: 400;\"> via email. This is the go signal to schedule their home\u2019s turn-over date.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443233007\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The OFW will only get a <\/span><b>Deed of Sale<\/b><span style=\"font-weight: 400;\"> on their home once they have completed their payments.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >6) When will I get my house?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446941057\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing the sale of a house under the OFW Pabahay Program\" title=\"When will I get my home from the OFW Pabahay Program\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_5-When-will-I-get-my-home-from-the-OFW-Pabahay-Program--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443274810\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">You can schedule your home\u2019s turn-over date after you receive a Notice of Allocation.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >7) Do I need to make a down payment before I can get my home?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446952424\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration of a Kabayan and his money\" title=\"Do I need to make a down payment before I can get my home\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_7-Do-I-need-to-make-a-down-payment-before-I-can-get-my-home--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443329407\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The TBB program does not require a down payment. However, an OFW may opt to make a down payment to reduce their monthly amortization.\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >8) How much will my home\u2019s monthly amortization cost?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446972854\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing expenses needed under the OFW Pabahay Program\" title=\"How much will my home\u2019s monthly amortization cost--\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443365272\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The cost of your monthly amortization will depend on the following conditions:<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443379310\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your home\u2019s selling price<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your payment plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your age at the time of your application<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >9) I am retired or retiring. Can I still apply for an OFW Pabahay Program home?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720446988425\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing a retired OFW\" title=\"I am retired or retiring. Can I still apply for an OFW Pabahay Program home\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_9-I-am-retired-or-retiring.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443421341\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Yes, retired or retiring OFWs who meet the age requirement and can submit the required documents are qualified to join the TBB program.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >10) I already have a home from the NHA. Can I still apply for an OFW Pabahay Program home?<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720447002988\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home-.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration representing a homeowner contemplating getting another home\" title=\"I already have a home from the NHA. Can I still apply for an OFW Pabahay Program home\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home-.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_10-I-already-have-a-home-from-the-NHA.-Can-I-still-apply-for-an-OFW-Pabahay-Program-home--2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443474744\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Yes, you can still qualify for a home from the TBB Program even if you already have another home from the NHA. However, you must ensure that your NHA account information is up-to-date and that any pending bills with the organisation are paid before you apply.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >Buying a home in the Philippines<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1720447045555\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"1250\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3.png\" class=\"vc_single_image-img attachment-full\" alt=\"Illustration of a Kabayan and her home\" title=\"Buying a home in the Philippines\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3.png 2084w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3-300x180.png 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3-1024x614.png 1024w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3-768x461.png 768w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3-1536x921.png 1536w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2024\/07\/Thumbnail_8-How-much-will-my-homes-monthly-amortization-cost-copy-3-2048x1228.png 2048w\" sizes=\"auto, (max-width: 2084px) 100vw, 2084px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443718910\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Send love securely with Kabayan Remit!<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443706244\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Should you have more questions about our app and other services, our bilingual customer support team is available 24\/7 <\/span><a href=\"https:\/\/kabayanremit.com\/customer-support\/\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443691509\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">You can also compare our competitive exchange rates by visiting our <\/span><a href=\"https:\/\/kabayanremit.com\/\"><span style=\"font-weight: 400;\">official website<\/span><\/a><span style=\"font-weight: 400;\"> and trying our calculator tool.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443674643\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">To download the Kabayan Remit app today click <\/span><a href=\"https:\/\/kabayanremit.com\/download-our-app\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443649612\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Kabayan Remit also has a cash collection option, allowing families in the Philippines to pick up funds from over 10,000 locations around the country. All your loved ones need to do is visit the nearest Cebuana Lhuillier, LBC, Palawan Pawnshop, or other major cash collection sites.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443627280\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank of the Philippine Islands (BPI)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Banco de Oro (BDO)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Metrobank<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rizal Commercial Banking Corporation (RCBC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GCash<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maya<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443610343\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">With our <\/span><a href=\"https:\/\/kabayanremit.com\/download-our-app\"><span style=\"font-weight: 400;\">free mobile app<\/span><\/a><span style=\"font-weight: 400;\">, OFWs can simply use their phones to send money to major Philippine banks and mobile wallets in the Philippines, including:<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443595308\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Kabayan Remit is an OFW-centred remittance app that boasts bank-level security and data encryption. We are regulated by financial authorities in Canada and the United Kingdom and United States, so you can be sure we take safekeeping your funds seriously.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443582110\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">So, before you send money to buy an <\/span><span style=\"font-weight: 400;\">OFW Pabahay Program<\/span><span style=\"font-weight: 400;\"> home in the Philippines, keep an eye out for <\/span><a href=\"https:\/\/kabayanremit.com\/blog\/finance\/10-online-scams-ofws-should-know\/\"><span style=\"font-weight: 400;\">scams<\/span><\/a><span style=\"font-weight: 400;\"> and use a trusted money transfer app to ensure your savings reach the people you love.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1720443568416\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Owning a home in the Philippines is an <\/span><a href=\"https:\/\/kabayanremit.com\/blog\/finance\/investing-in-real-estate-for-ofws\/\"><span style=\"font-weight: 400;\">investment<\/span><\/a><span style=\"font-weight: 400;\">. It will take time, <\/span><a href=\"https:\/\/kabayanremit.com\/blog\/finance\/5-money-management-tips-for-ofws\/\"><span style=\"font-weight: 400;\">money management<\/span><\/a><span style=\"font-weight: 400;\">, and hard work to turn your dream of home ownership into reality.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> The OFW Pabahay Program, more formally known as the Tahanan ng Bagong Bayani Program or TBB provides OFWs and government employees with an array of affordable homes located in planned communities throughout the Philippines. Read on to discover the answers to 10 of the most frequently asked questions about the TBB program.<\/p>\n","protected":false},"author":5,"featured_media":3603,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[128,127,126,124,125],"class_list":["post-3598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-house","tag-housing","tag-housing-program","tag-ofw","tag-pabahay-program"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>OFW Pabahay Program - 10 frequently asked questions &amp; answers<\/title>\n<meta name=\"description\" content=\"Do you have questions about the OFW Pabahay Program, also known as the Tahanan ng Bagong Bayani (TBB) program? 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