{"id":3299,"date":"2023-12-11T14:29:09","date_gmt":"2023-12-11T14:29:09","guid":{"rendered":"https:\/\/kabayanremit.com\/blog\/?p=3299"},"modified":"2023-12-11T14:29:09","modified_gmt":"2023-12-11T14:29:09","slug":"10-online-scams-ofws-should-know","status":"publish","type":"post","link":"https:\/\/kabayanremit.com\/blog\/finance\/10-online-scams-ofws-should-know\/","title":{"rendered":"10 online scams OFWs should know"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Online scams have become a serious problem for people all around the world. <span style=\"font-weight: 400;\">Overseas Filipino workers endure the challenges of being far from their families to make a living, and there are people out there waiting to trick them into giving their hard-earned money away.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>In the past, scams usually happened face to face, but now these crimes have found their way into the internet.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">To prevent falling into a fraudster\u2019s trap, here are the 10 <\/span><span style=\"font-weight: 400;\">online scams<\/span><span style=\"font-weight: 400;\"> OFWs should know:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Boiler room scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Romance or sweetheart scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lottery scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Phishing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fake check or overpayment scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inheritance scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Imposter scams<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ransomware<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employment scams<\/span><br \/>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Read on to be aware and be prepared.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >How to spot online scams<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303281806\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/02Top-10-online-scams-blog-visuals2_b-how-to-spot.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art showing a laptop with a warning symbol.\" title=\"How to spot scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/02Top-10-online-scams-blog-visuals2_b-how-to-spot.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/02Top-10-online-scams-blog-visuals2_b-how-to-spot-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/02Top-10-online-scams-blog-visuals2_b-how-to-spot-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">According to the United States <\/span><a href=\"https:\/\/consumer.ftc.gov\/articles\/how-avoid-scam\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Federal Trade Commission<\/span><\/a><span style=\"font-weight: 400;\">, these are the tell-tale signs you\u2019re dealing with an online scammer:<\/span><\/p>\n<ul>\n<li><b>They try to get your trust \u2013<\/b><span style=\"font-weight: 400;\"> An online scammer will try to sound like or claim to be someone you know. Other times, they will pretend to be a group or brand you trust.\u00a0<\/span><\/li>\n<li><b>They\u2019ll create an issue or give a prize \u2013<\/b><span style=\"font-weight: 400;\"> Usually, a scammer will contact you because of a fake emergency involving something or someone important to you. Other scammers will call to give you such good news you\u2019ll doubt it\u2019s even real.<\/span><\/li>\n<li><b>They\u2019ll add pressure \u2013<\/b><span style=\"font-weight: 400;\"> Scammers will make you feel like there\u2019s an emergency or that you\u2019ll lose an opportunity. They can even threaten you.<\/span><\/li>\n<li aria-level=\"1\"><b>There\u2019s only one way you can send them money \u2013 <\/b><span style=\"font-weight: 400;\">You\u2019ll spot a scammer if they prefer a certain way of receiving money, like via wire transfer, cryptocurrency, remittance centres, or bank deposits.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These red flags show up in different ways depending on which of the many online scams you may encounter.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >Types of online scams<\/h3><div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Online scams take on different forms, but these are the 10 most common ones on the internet:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Boiler room scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303296788\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/03Top-10-online-scams-blog-visuals2_b-boiler.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing boiler room scams.\" title=\"Boiler room scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/03Top-10-online-scams-blog-visuals2_b-boiler.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/03Top-10-online-scams-blog-visuals2_b-boiler-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/03Top-10-online-scams-blog-visuals2_b-boiler-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">In a boiler room scam, you\u2019ll get a cold call from a call centre offering lucrative investment opportunities with a well-known company. The caller won\u2019t tell you how they\u2019re connected with the company, but they will tell you how you\u2019ll <\/span><i><span style=\"font-weight: 400;\">surely<\/span><\/i><span style=\"font-weight: 400;\"> profit from making a risk-free investment with their help.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">They\u2019ll be so sure about this investment because, they claim, they have a source within the company.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Once you\u2019re hooked, the scammer will pressure you into giving them money by continuously contacting you until you agree. According to the <\/span><a href=\"https:\/\/acg.pnp.gov.ph\/main\/about-us\/2-uncategorised\/172-common-types-of-internet-fraud-scams.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Philippine National Police<\/span><\/a><span style=\"font-weight: 400;\">, instigators of these <\/span><span style=\"font-weight: 400;\">online scams<\/span><span style=\"font-weight: 400;\"> can even \u201cthreaten you to continue the investment since you had already expressed interest.\u201d<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">If you do send money, you\u2019ll end up overpaying for a low-value investment; or worse, there would be nothing to invest in at all. Instead, the money goes straight to the scammer\u2019s pocket.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Aside from cold calls, boiler room scammers also contact you via email, text, or social media.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Romance or sweetheart scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303320990\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/04Top-10-online-scams-blog-visuals2_b-romance.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing romance or sweetheart scams.\" title=\"Romance or sweetheart scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/04Top-10-online-scams-blog-visuals2_b-romance.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/04Top-10-online-scams-blog-visuals2_b-romance-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/04Top-10-online-scams-blog-visuals2_b-romance-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">There are <\/span><span style=\"font-weight: 400;\">online scams<\/span><span style=\"font-weight: 400;\"> that prey on the hearts of OFWs seeking a connection. These are romance or sweetheart scams that usually occur on online dating sites.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">A scammer using this tactic creates fake online dating profiles of an overseas or out-of-town lover and tries to match with vulnerable people. They\u2019ll woo you for months, sending gifts and expressing their love until you trust them enough to contact them outside a dating site.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Once they have you, they\u2019ll start asking for money or trying to gain access to your bank or credit card information. They\u2019ll say they need some money as a birthday gift. At other times, they\u2019ll make you worry by saying they\u2019re sick and in need of emergency healthcare funds. They\u2019ll even try to make you feel guilty by saying they have fallen on hard times and only have you to depend on.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">A romance scammer may even have an accomplice who will vouch for them when you try to check their claims. For example, the accomplice can pretend to be a doctor on the phone and confirm the scammer is sick.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The scam can go on and on until you\u2019ve given all you can.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Lottery scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303337156\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/05Top-10-online-scams-blog-visuals2_b-lottery.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing lottery scams.\" title=\"Lottery scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/05Top-10-online-scams-blog-visuals2_b-lottery.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/05Top-10-online-scams-blog-visuals2_b-lottery-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/05Top-10-online-scams-blog-visuals2_b-lottery-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Online scams<\/span><span style=\"font-weight: 400;\"> use real lottery names to fool you into thinking you\u2019ve won a lot of cash. The ruse involves an email declaring you a lottery winner and pressuring you to act fast because of a time limit on your cash prize.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">A lottery scammer will also try to isolate you from people you trust by telling you to keep the prize secret as a supposed security measure.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">If you fall for their trick, the fraudster will ask you to send them a processing fee to claim your prize. That fee would allegedly be for insurance, bank fees, or taxes.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Other lottery scammers attempt identity theft by asking for your personal information and bank details to \u201cverify\u201d that you\u2019re the correct prize winner.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Phishing<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303495522\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/06Top-10-online-scams-blog-visuals2_b-phishing.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing a phishing attempt to gain card details.\" title=\"Phishing\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/06Top-10-online-scams-blog-visuals2_b-phishing.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/06Top-10-online-scams-blog-visuals2_b-phishing-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/06Top-10-online-scams-blog-visuals2_b-phishing-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Also called email spoofing or brand spoofing, phishing baits you with a direct message to catch your personal information, like passwords, social security numbers, or credit card information.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Online scams involving phishing lure you with a legitimate-looking email that convinces you to click on a link. The link leads you to a landing page where you can type in your sensitive information.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Once the scammer has your details, they can use it to steal your money or make transactions using your name.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Fake check or overpayment scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303614164\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/07Top-10-online-scams-blog-visuals2_b-fake-check.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing a bag with a warning alert for scam attempts.\" title=\"Fake check or overpayment scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/07Top-10-online-scams-blog-visuals2_b-fake-check.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/07Top-10-online-scams-blog-visuals2_b-fake-check-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/07Top-10-online-scams-blog-visuals2_b-fake-check-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>You\u2019re an online seller and someone sends you a check as payment for one of your items. However, when you get the check, you see it\u2019s worth more than what your item costs.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>The \u201cbuyer\u201d asks you to send back the excess, so you use your own money to reimburse them. Later, you find out their check has bounced. You try to contact the \u201cbuyer,\u201d but you never hear from them again.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>In other versions of similar online scams, you receive a message saying you\u2019ve won a prize but\u2014like a lottery scam\u2014need to pay fees to claim it.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Inheritance scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303637956\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/08Top-10-online-scams-blog-visuals2_b-inheritance.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing inheritance scams.\" title=\"Inheritance scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/08Top-10-online-scams-blog-visuals2_b-inheritance.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/08Top-10-online-scams-blog-visuals2_b-inheritance-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/08Top-10-online-scams-blog-visuals2_b-inheritance-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Someone claiming to be a lawyer, banker, or some type of official contacts you online claiming you\u2019ve inherited a fortune from a distant relative abroad. These fortunes will be in foreign currency.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Using news stories or information available online, inheritance scammers will find and drop the name of a relative or friend you know to seem legitimate. To add pressure, they may say you\u2019re the only one left who can inherit the fortune and need to act quickly.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">However, to claim your \u201cinheritance,\u201d you\u2019ll need to pay the scammer or give them some personal information. Also, they may insist that the entire process of claiming the supposed inheritance must go through them.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Emergency scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1695033685256\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/09Top-10-online-scams-blog-visuals2_b-emergency.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing emergency scams.\" title=\"Emergency scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/09Top-10-online-scams-blog-visuals2_b-emergency.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/09Top-10-online-scams-blog-visuals2_b-emergency-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/09Top-10-online-scams-blog-visuals2_b-emergency-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Someone that seems like a loved one contacts you online and asks for money. So you don\u2019t check their profile, the scammer will distract you by keeping you in the conversation and saying they\u2019re in an emergency only <em>your<\/em> help can solve. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>That emergency could be an accident, legal trouble, or issues abroad. And for some reason, the fastest way to solve the problem is to send them money.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Imposter scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1695033685256\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/10Top-10-online-scams-blog-visuals2_b-imposter.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing imposter scams.\" title=\"Imposter scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/10Top-10-online-scams-blog-visuals2_b-imposter.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/10Top-10-online-scams-blog-visuals2_b-imposter-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/10Top-10-online-scams-blog-visuals2_b-imposter-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>In most online scams, a person pretending to be someone you trust contacts you and tries to convince you to send them money.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Other identities online scammers can claim include:<\/span><\/p>\n<ul>\n<li><b>Real estate agents or loan providers \u2013<\/b><span style=\"font-weight: 400;\"> They convince you to give them your home\u2019s down payment or closing fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Debt collectors \u2013<\/b><span style=\"font-weight: 400;\"> They pressure you into paying for debts you never had or have already settled.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Online shops or popular brands \u2013<\/b><span style=\"font-weight: 400;\"> They trick you into buying items from their fake website.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Charities \u2013<\/b> They fool you into donating to a bogus cause.<br \/>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Ransomware<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1695033685256\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/11Top-10-online-scams-blog-visuals2_b-ransomware.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing an email infected with ransomware.\" title=\"Ransomware\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/11Top-10-online-scams-blog-visuals2_b-ransomware.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/11Top-10-online-scams-blog-visuals2_b-ransomware-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/11Top-10-online-scams-blog-visuals2_b-ransomware-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/www.kaspersky.com\/resource-center\/threats\/ransomware\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Ransomware<\/span><\/a><span style=\"font-weight: 400;\"> infects your device after you click on a link or email attachment from an unknown sender. It locks your gadget and prevents you from accessing your important files until you\u2019ve paid whoever created the malware.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">You can also get ransomware from using infected flash drives.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h4 style=\"font-size: 22px;text-align: left\" class=\"vc_custom_heading\" >Employment scams<\/h4>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1695033685256\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/12Top-10-online-scams-blog-visuals2_b-employment.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"Graphic art representing employment scams.\" title=\"Employment scams\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/12Top-10-online-scams-blog-visuals2_b-employment.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/12Top-10-online-scams-blog-visuals2_b-employment-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/12Top-10-online-scams-blog-visuals2_b-employment-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Online scams<\/span><span style=\"font-weight: 400;\"> involving employment lure jobhunters with flexible working conditions, high salaries, and on-the-spot hiring. <\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">Be suspicious if the work benefits and pay seem <\/span><i><span style=\"font-weight: 400;\">too <\/span><\/i><span style=\"font-weight: 400;\">good, while the job description sounds like it can apply to any kind of work. Another red flag is when the \u201crecruiter\u201d starts asking for personal information, like bank details, even before you\u2019ve signed an employment contract.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">The most obvious sign it\u2019s an employment scam is when you\u2019re required to pay a \u201ccompany\u201d before you can start working for them.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<h3 style=\"font-size: 26px;text-align: left\" class=\"vc_custom_heading\" >Safely send money to the Philippines<\/h3>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left  vc_custom_1702303247866\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" src=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/13Top-10-online-scams-blog-visuals2_b-safely-send-money.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"A lock symbol that represents safe online money transfer.\" title=\"Safely send money online\" srcset=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/13Top-10-online-scams-blog-visuals2_b-safely-send-money.jpg 1000w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/13Top-10-online-scams-blog-visuals2_b-safely-send-money-300x180.jpg 300w, https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/13Top-10-online-scams-blog-visuals2_b-safely-send-money-768x461.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">You put in honest work to <\/span><a href=\"https:\/\/kabayanremit.com\/blog\/finance\/5-money-management-tips-for-ofws\/\"><span style=\"font-weight: 400;\">build your savings<\/span><\/a><span style=\"font-weight: 400;\">, so keep your money safe from <\/span><span style=\"font-weight: 400;\">online scams<\/span><span style=\"font-weight: 400;\"> by following these tips:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid opening emails or clicking links from unknown sources.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Research on whoever is reaching out to you online.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consult with people you trust before meeting or sending money to someone you met online.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure a website or app is legit before putting in your private information or making a purchase.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Slow down and think before rushing to pay.<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\"><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1685614486336\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\">And when you\u2019re ready to send money, always use a secure money transfer platform like <\/span><a href=\"https:\/\/kabayanremit.com\/\"><span style=\"font-weight: 400;\">Kabayan Remit<\/span><\/a><span style=\"font-weight: 400;\">, so you know your funds reach the right people.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Overseas Filipino workers endure the challenges of being far from their families to make a living, and there are people out there waiting to trick them into giving their hard-earned money away. To prevent falling into a fraudster\u2019s trap, here are the 10 online scams OFWs should know.<\/p>\n<p>In the past, scams usually happened face to face, but now these crimes have found their way into the internet.<\/p>\n","protected":false},"author":5,"featured_media":3317,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[110],"class_list":["post-3299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-online-scams"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Online scams OFWs should know and tips to avoid falling for them<\/title>\n<meta name=\"description\" content=\"Protect your hard-earned money. Here are 10 common online scams that OFWs need to be aware of to avoid falling into a fraudster&#039;s trap.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kabayanremit.com\/blog\/finance\/10-online-scams-ofws-should-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Online scams OFWs should know and tips to avoid falling for them\" \/>\n<meta property=\"og:description\" content=\"Protect your hard-earned money. Here are 10 common online scams that OFWs need to be aware of to avoid falling into a fraudster&#039;s trap.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kabayanremit.com\/blog\/finance\/10-online-scams-ofws-should-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Kabayan Remit\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kabayanremit\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-11T14:29:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kabayanremit.com\/blog\/wp-content\/uploads\/2023\/12\/01Top-10-online-scams-blog-visuals2_blog-010-online-scams.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jessica Santiago\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@KabayanRemit\" \/>\n<meta name=\"twitter:site\" content=\"@KabayanRemit\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jessica Santiago\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/\"},\"author\":{\"name\":\"Jessica Santiago\",\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/#\\\/schema\\\/person\\\/c808a3a367e69c0dedbb5b6d79a1dd4b\"},\"headline\":\"10 online scams OFWs should know\",\"datePublished\":\"2023-12-11T14:29:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/\"},\"wordCount\":2740,\"publisher\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/01Top-10-online-scams-blog-visuals2_blog-010-online-scams.jpg\",\"keywords\":[\"online scams\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/\",\"url\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/\",\"name\":\"Online scams OFWs should know and tips to avoid falling for them\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/finance\\\/10-online-scams-ofws-should-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kabayanremit.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/01Top-10-online-scams-blog-visuals2_blog-010-online-scams.jpg\",\"datePublished\":\"2023-12-11T14:29:09+00:00\",\"description\":\"Protect your hard-earned money. 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