L'inflation est le fait que le coût de ce que vous achetez augmente au fil du temps alors que la valeur de votre argent diminue. Par exemple, en faisant vos courses, vous remarquez que vous avez dépensé plus d'argent pour les mêmes articles que l'année dernière. Dans le même temps, les films, les livraisons de nourriture et les vêtements sont devenus plus chers, si bien que les sorties sont moins nombreuses qu'auparavant.
Lorsque l'on pense à l'avenir, il est toujours bon de mettre de l'argent de côté pour les urgences, les objectifs et les besoins. Le système de sécurité sociale philippin (SSS) et le fonds SSS PESO vous aideront à faire fructifier votre argent, prêt à être utilisé en cas de besoin.
While setting money aside in a savings account is a good idea, it may not be enough to pay the bills once you need to and everything’s become more expensive. This is why it’s important to make your money grow. Luckily, there are two government-guaranteed programs for Filipinos looking to increase their savings with minimal risk: Pag-IBIG Regular Savings and MP2 Savings.
The new year is here, and now is the perfect time to start looking ahead and planning your finances for 2023. Are you happy with how you’ve managed your spending in the past year, or is there something you must change? Now is the time to start reflecting. While New Year’s resolutions may seem cliché, starting good habits is always great, especially regarding the money you’re making as an overseas Filipino worker (OFW).
Having one of the strongest currencies in the world can make travelling more attainable, importing goods more affordable, and borrowing funds more accessible. The strength of a country’s currency may also indicate its economy’s health and political stability. So, what are the strongest currencies in the world today?
Once you’ve saved up enough money for emergencies as well as your daily needs and wants, you should consider growing your wealth by investing your extra money. Doing this can help you achieve your long-term goals and prepare you for the life of your dreams. How? Well, savings alone won’t be enough after inflation, and what you can afford today may be more expensive in the future. Thus, putting some of your savings into investments could add to what you already have, leaving you with some extra cushioning for retirement.