Proof of address – Which documents are acceptable?

There are different reasons as to why you might need proof of address. Whether you need to open a bank account, check your credit score or send money overseas, banks or other financial institutions may request for a document that proves your identity and where you live.

Proof of address allows financial institutions, as well as the government, to verify an individual’s identity to prevent fraudulent activities.

Though providing proof of address may be a bit more difficult if you’re new in a country, it shouldn’t be a problem if you’ve been residing in the country for quite some time. It’s quite likely that you already have at least one of the acceptable documents.

Depending on what you need the proof of address for, there are different types of documents accepted by financial institutions. Here are the most commonly accepted proof of address documents in the UK:

• Latest bank or credit union statement
• Most recent credit card statement
• Utility bills 
• Valid UK driving license
• Council tax statement 
• Tenancy agreement of current residence
• Mortgage statement of current address
• Recent proof of state entitlement or local authority-funded benefit (e.g. housing benefit, state pension, grants, council tax benefit etc.)
• HMRC-issued tax information 

Before sending any copy to the organisation requesting for it, make sure to check with them first. Some organisations may accept documents that others don’t.

Since Kabayan Remit is a registered Money Service Business (MSB) authorised by the Financial Conduct Authority (FCA), we are required by law to validate the identity of our customers.

Customer verification is even easier and faster with Kabayan Remit as we use cutting edge technology for our verification process. All you need to do is take a photo of yourself and upload a copy of your valid ID. Once verified, you can start sending money to your loved ones in the Philippines.

However, we may need to further verify accounts from time to time. We may ask for additional documents, such as proof of identification and proof of address.

Here is a list of proof of identification we accept at Kabayan Remit:

• Passport
• Full driving license
• Biometric residence permit (BRP) – front and back pages
• Birth certificate

On the other hand, here’s a list of documents we accept as proof of address:

• Latest bank statement
• Utility bill (e.g. electric, water, gas, landline, etc.)
• Tenancy agreement
• Employment contract 
• Full driving license

The document you provide must show your current address.

You can upload the documents here or on the Kabayan Remit mobile app. 

Once your account is verified, you can start sending money to the Philippines 24/7. It’s even better with our easy-to-use mobile app (iOS or Android). 

Once logged in to your account, you can add as many beneficiaries as you want, as long as they are all in the Philippines.

Then, select the beneficiary you wish to send money to. You can either transfer the funds directly to their bank account or any cash pickup outlet in the Philippines.

Enter the amount you wish to send, then pay for the transaction either by debit card or by online bank transfer.

If you need help setting up your account or creating a new transaction, you can get in touch with us anytime. We work round the clock so that we can attend to your queries faster. Our quality trained bilingual customer support team are always happy to assist.